Most of the questions worth answering in wealth management never make it to a quarterly statement. These essays are where we work through those questions in writing, because writing clarifies our thinking and gives the people we serve a way to see how we think before they ever sit down across a table from us.

By Doug Lynam on
You must have a will to ensure your final wishes come true. Without one, your loved ones will suffer much more than necessary during a difficult time.
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By Doug Lynam on
Is there a connection between your socioeconomic status and your spiritual maturity? For example, if you won the lottery tomorrow, would that make you a better or worse person?
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By Doug Lynam on
Discussing insurance is like being forced to watch a corporate PowerPoint presentation about the benefits of rice cakes—over a slow internet connection.
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By Doug Lynam on
Which bill do you hate the most? The credit card? The rent or mortgage? Are there any bills you like to pay? If you are normal and sane, you probably hate all your bills.
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By Doug Lynam on
Taxes are one of the best inventions in the history of human civilization. I may be the only person who thinks that, but without taxes, civilization would collapse.
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By Doug Lynam on
Most economists argue that money is morally neutral. However, I think the practical reality is more nuanced—money in action is like a sponge, it absorbs the values and intentions of the user.
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By Doug Lynam on
Growing up in a privileged family, I should have learned a few things about money. Sadly, there was so much shame and secrecy around money that I went out into the world knowing nothing.
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By Doug Lynam on
My father ran a chemical company from a private office suite with a kitchen, bathroom, balcony, and boardroom larger than my first house. He had made the cover of a business magazine. Yet he often told me he was broke.
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